Why should a broker like you bother with learning another product, especially one that seems complicated and has so many dimensions?
If you don’t discuss LTCI with your clients, another agent will. LTCI is an important part of a client’s financial plan. With costs at more than $70,000 for long-term care expenses, your clients need to hear about LTCI from you.
Without LTCI, people are self-insured until they use up their life savings. Then they might qualify for Medicaid; the government welfare program. You owe it to yourself and your community to promote LTCI as a private sector solution.
Start here and familiarize yourself with the important considerations for selecting/suggesting/purchasing a long-term care policy.
Kistler-Tiffany Benefits represents the following LTCI carriers to fit your client’s needs:
- John Hancock
- Mutual of Omaha
- New York Life